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Medicare, Life & Health Insurance Solutions You Can Trust

Helping individuals and families across Ohio and more than 20 other states make confident insurance decisions with expert, personalized guidance.

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Insurance & Financial Solutions

Medicare

Receive personalized guidance through Medicare options, including Medicare Advantage (Part C), Supplement (Medigap), and Prescription Drug Plans (Part D), to find coverage that aligns with individual health and budget needs.

Health

Support is available for selecting the right health insurance, whether for self-employed individuals or families, including dental, vision, and ACA Marketplace plans.

Life

Explore term life, final expense, and whole life coverage designed to protect loved ones and provide peace of mind at every life stage.

Annuities

Access annuity options built for long-term income stability and retirement planning, tailored to complement overall financial goals.

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Get to Know Rich Kalosky

Based in Youngstown, OH, and licensed in over 20 states, Rich brings years of experience and a passion for helping people—offering one-on-one support that brings clarity, confidence, and partnership to every Medicare, health, and life insurance decision.

Meet Rich

Let’s find the plan that works for you.

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