---
title: Rich Kalosky | Licensed Health & Medicare Insurance Agent
description: Licensed agent with UBG Insurance helping individuals and families navigate Medicare, health, and life insurance with personalized guidance.
---

[Skip to content](https://www.rkaloskyinsurance.com#main-content)

[![UBG Insurance Rich Kalosky](https://www.rkaloskyinsurance.com/hs-fs/hubfs/UBG_INSURANCE_AGENCY.png?width=900&height=300&name=UBG_INSURANCE_AGENCY.png)Homepage](https://243028927.hs-sites-na2.com/?hsLang=en)

- [About](https://www.rkaloskyinsurance.com/about-rich-kalosky?hsLang=en)
- [Insurance Solutions](https://www.rkaloskyinsurance.com/insurance-solutions?hsLang=en)

[Get Started](https://www.rkaloskyinsurance.com/contact-rich-kalosky?hsLang=en)

- [About](https://www.rkaloskyinsurance.com/about-rich-kalosky?hsLang=en)
- [Insurance Solutions](https://www.rkaloskyinsurance.com/insurance-solutions?hsLang=en)

[Get Started](https://www.rkaloskyinsurance.com/contact-rich-kalosky?hsLang=en)

# Medicare, Life & Health Insurance Solutions You Can Trust

Helping individuals and families in Youngstown and throughout Mahoning County make confident insurance decisions, while also serving clients in more than 20 states nationwide with personalized guidance.

[Let's Talk](https://www.rkaloskyinsurance.com/contact-rich-kalosky?hsLang=en)

### Partnered with Trusted Names in Insurance

![Aetna Logo](https://www.rkaloskyinsurance.com/hs-fs/hubfs/Aetna%20Logo.png?width=400&height=140&name=Aetna%20Logo.png)

![United Healthcare Logo](https://www.rkaloskyinsurance.com/hs-fs/hubfs/United%20Healthcare%20Logo.png?width=400&height=140&name=United%20Healthcare%20Logo.png)

![Humana Logo](https://www.rkaloskyinsurance.com/hs-fs/hubfs/Humana%20Logo.png?width=400&height=140&name=Humana%20Logo.png)

![BlueCross BlueShield Logo](https://www.rkaloskyinsurance.com/hs-fs/hubfs/BlueCross%20BlueShield%20Logo.png?width=400&height=140&name=BlueCross%20BlueShield%20Logo.png)

![Cigna Logo](https://www.rkaloskyinsurance.com/hs-fs/hubfs/Cigna%20Logo.png?width=400&height=140&name=Cigna%20Logo.png)

Our Services

## Insurance & Financial Solutions

### Medicare

Receive personalized guidance through Medicare options, including Medicare Advantage (Part C), Supplement (Medigap), and Prescription Drug Plans (Part D), to find coverage that aligns with individual health and budget needs.

### Health

Support is available for selecting the right health insurance, whether for self-employed individuals or families, including dental, vision, and ACA Marketplace plans.

### Life

Explore term life, final expense, and whole life coverage designed to protect loved ones and provide peace of mind at every life stage.

### Annuities

Access annuity options built for long-term income stability and retirement planning, tailored to complement overall financial goals.

[Learn More](https://www.rkaloskyinsurance.com/insurance-solutions?hsLang=en)

![Insurance_Agent_Rich_Kalosky-1](https://www.rkaloskyinsurance.com/hs-fs/hubfs/Insurance_Agent_Rich_Kalosky-1.png?width=1875&height=1250&name=Insurance_Agent_Rich_Kalosky-1.png)

### Get to Know Rich Kalosky

Based in Youngstown, OH, and licensed in over 20 states, Rich brings years of experience and a passion for helping people—offering one-on-one support that brings clarity, confidence, and partnership to every Medicare, health, and life insurance decision.

[Meet Rich](https://www.rkaloskyinsurance.com/about-rich-kalosky?hsLang=en)

## Let’s find the plan that works for you.

[Get in Touch](https://www.rkaloskyinsurance.com/contact-rich-kalosky?hsLang=en)

[![UBG_INSURANCE_AGENCY_WHITE](https://www.rkaloskyinsurance.com/hs-fs/hubfs/UBG_INSURANCE_AGENCY_WHITE.png?width=250&height=83&name=UBG_INSURANCE_AGENCY_WHITE.png "UBG_INSURANCE_AGENCY_WHITE")](https://243028927.hs-sites-na2.com/?hsLang=en)

##### [About](https://243028927.hs-sites-na2.com/about-rich-kalosky?hsLang=en)  |  [Insurance Solutions](https://243028927.hs-sites-na2.com/insurance-solutions?hsLang=en)  |  [Contact](https://243028927.hs-sites-na2.com/contact-rich-kalosky?hsLang=en)

<https://www.linkedin.com/in/rich-kalosky-195a5415a/>

---

[Privacy Policy](https://243028927.hs-sites-na2.com/privacy-policy?hsLang=en) · © 2026. All rights reserved.